Accidents are an inevitable part of transportation in the Lowcountry.
Being a pedestrian or a cyclist involved in a motor vehicle accident can be a traumatic experience for everyone involved. The real toll of physical and psychological damages may take months to fully materialize. That’s why insurance companies want to talk to you fast and they want you to settle fast.
Don’t speak with any insurance company until you speak with us.
- Call the Police, and Make Sure You Tell Them the Facts
Call 911 immediately. If you are able, wait for the authorities to arrive before leaving for the hospital. When the Police or Highway Patrol arrive, share with them your observations including any thing that was said to you by the other driver or witnesses, and be sure they fully document the accident. Many insurance companies require a police report as part of their investigation, so give the investigating authorities the information when it’s fresh in your mind, not later, when you may have forgotten specific and important details.
- Seek Medical Assistance, and Document Your Injuries Make sure you get to the Emergency Room or some medical provider as soon after the accident as possible. You need a full medical evaluation, as you may not immediately feel the full effects of the accident. Be sure to tell the medical professionals about all of your injuries, including any pain you are feeling, and any limitations you are having as a result of the accident. Proper documentation of all of your injuries is crucial in getting the full value for your claim.
- Contact Us Before Talking to Any Insurance Company – Even Your Own Insurer.
All insurance companies – including your own insurer – are out to limit their liability. They want to pay you as little for your claim as is possible and they have developed protocols to accomplish just that. Even the most astute people can hurt their claim without even realizing it so talking to an adjustor without an attorney is a risky proposition at best. Beware of talking to even your insurance company about your injuries. You likely have Underinsured Motorist coverage (UIM) and Uninsured Motorist coverage (UM) with your insurance policy and they, like the at-fault party’s insurer, are trying to pay you as little as possible. Insurance is a business. They are not your good neighbors or your friends.
Whether you were a pedestrian, cyclist or in another vehicle, motor vehicle accidents are often extremely debilitating physically, mentally, and especially financially. Knowing your rights, and hiring the best legal representation, is critical to reaching a settlement and getting the compensation you deserve to get your life back on track. Roads and highways have become clogged with careless drivers, and accidents happen. Don’t let the ones at fault tell your story. If you or a loved one has been hurt in an accident, call the lawyers at Gruenloh Law now.843-577-0027